Written by webtechs

How To Save For Retirement Without A 401K

How To Save For Retirement Without A 401K

Saving for retirement without a 401k seems like a daunting task, but luckily there are several other savings options available. If you are searching for “how to save for retirement without a 401k,” then this post will be your guide!

How To Save For Retirement

There are a few ways to save money in the absence of a 401k plan. Whether you are unemployed, self-employed or simply seeking other investment options, there is always a plan for your needs. Let’s take a look at a few of the alternatives for savings.

Solo 401k

A solo 401k, also known as a self-employed 401k, is perfect for those not expecting to make a large yearly income. With a solo 401k, you are eligible to contribute twice, once as an employee and once as the employer. Participants are allowed to contribute their entire yearly earnings, as long as it does not surpass $19,500. When contributing as the employer, though, the amount will differ. You are allowed to contribute up to 25% of your earnings as the employer. Spouses of solo 401k contributors are eligible for this plan, as well.

Saving Tax Refunds

Everyone’s gut instinct is to spend, spend, spend when that tax return finally comes back! But, if you can just hold off the urge to spend this money, it could pay off in the long run. Simply saving any tax refunds is the simplest way to invest in your retirement. IRS Form 8888 currently allows taxpayers to deposit refunds directly into two or more savings accounts.

Contribute To CD

Are you looking for a safe investment option? Well, contributing to a CD (certificate of deposit) may be the best choice one can make when saving towards retirement. The federal government insures CDs to never lose value, which makes this one of the safest investment plans out there. Money contributed in a CD can also be withdrawn at any time. This is a great benefit for anyone encountering unexpected bills, such as hospital stays or higher car payments.

Opening An IRA

Opening an IRA tends to be the most popular option for individuals without a 401k. There are a couple different IRA options available. A Roth IRA and a traditional IRA can both be great investment options. The only requirement for anyone opening an IRA is that they must be earning an income. However, if you are unemployed but married to someone earning an income, you are eligible for this plan. Self-employed workers commonly choose to open an IRA.

Health Savings Account

A health savings account (HSA) can be opened even if you have already opted to choose an IRA, solo 401k or contribute to a CD. Tax-free withdraws and immense growth potential are two benefits of a health savings account. After the age of 65, money can be pulled from a HSA with no penalties.

More Articles About Senior Living

Find Quality Assisted Living Care With SLS Communities

If you’re looking for the very best assisted living in Phoenix; SLS Communities can help!  We have 5 locations in the Phoenix Valley that seniors and their families can choose from. With great amenities such as meticulously manicured landscaping, swimming pools, theater rooms, on-site salons, and much more! SLS Communities delivers today’s seniors the very best assisted living care services in the Phoenix, Arizona area.

Check out our locations below

For more information about assisted living and senior living services please call 480-348-0300.

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Funny Quotes About Aging Gracefully

Funny Quotes About Aging Gracefully

Aging gracefully means holding onto passion and always preserving a sense of humor. Here is a list of 25 funny quotes about aging gracefully for today’s seniors.

Funny Quotes About Aging

  1. “Birthdays are good for you. Statistics show that the people who have the most live the longest.” – Larry Lorenzoni
  2. “Age is a high price to pay for maturity.” – Tom Stoppard
  3. “Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” – Mark Twain
  4. “Old age comes at a bad time.” – San Banducci
  5. “Few people know how to be old.” – Francois de la Rochefoucauld
  6. “The idea is to die young as late as possible.” – Ashley Montagu
  7. “Life is like a roll of toilet paper. The closer you get to the end, the faster it goes.” – Anonymous
  8. “Growing old is mandatory; growing up is optional.” – Chili Davis
  9. “Life is a moderately good play with a badly written third act.” – Truman Capote
  10. “Old age is like everything else. To make a success of it, you’ve got to start young.” – Theodore Roosevelt
  11. “The secret of staying young is to live honestly, eat slowly and lie about your age.” – Lucille Ball
  12. “Eventually you will reach a point when you stop lying about your age and start bragging about it.” – Will Rogers
  13. “The older I get, the better I used to be.” – Lee Trevino
  14. “Old age isn’t so bad when you consider the alternative.” – Maurice Chevalier
  15. “You know you’re getting old when the candles cost more than the cake.” – Bob Hope
  16. “Nice to be here? At my age it’s nice to be anywhere.” – George Burns
  17. “You can live to be a hundred if you give up all the things that make you want to live to be a hundred.” – Woody Allen
  18. “Wrinkles should merely indicate where smiles have been.” – Mark Twain
  19. “Don’t let aging get you down. It’s too hard to get back up.” – John Wagner
  20. “By the time you’re eighty years old you’ve learned everything. You only have to remember it.” – Bill Vaughan
  21. “I’m at an age when my back goes out more than I do.” – Phyllis Diller
  22. “You spend 90 percent of your adult life hoping for a long rest and the last 10 percent trying to convince the Lord that you’re actually not that tired.” – Robert Brault
  23. “Old people shouldn’t eat health foods. They need all the preservatives they can get.” – Robert Orben
  24. “The afternoon knows what the morning never suspected.” – Robert Frost
  25. “The first 40 years of life give us the text; the next 30 supply the commentary on it.” – Arthur Schopenhauer

More Funny Quotes

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100 Funny and Witty Quotations About Age and Getting Older

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30 Of The Best Quotes About Aging

Funny Aging Quotes

More Articles About Aging

Find Quality Assisted Living Care With SLS Communities

If you’re looking for the very best assisted living in Phoenix; SLS Communities can help!  We have 5 locations in the Phoenix Valley that seniors and their families can choose from. With great amenities such as meticulously manicured landscaping, swimming pools, theater rooms, on-site salons, and much more! SLS Communities delivers today’s seniors the very best assisted living care services in the Phoenix, Arizona area.

Check out our locations below

For more information about assisted living and senior living services please call 480-348-0300.

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Physical Games For Seniors

Physical Games For Seniors

Most seniors love to stay active. Whether it’s indoors or outdoors, activity is vital in independent and assisted living facilities. With a plethora of exercises and games available across the state, we’ve hand-picked some of the best physical games for seniors.

Yoga

Yoga is the perfect activity for the indoors or outdoors-man. This is a highly effective practice for senior citizens. Yoga is comprised of controlled body positions and stretches, with a goal of physical and mental well-being. The activity is perfect for participants looking to attain deep spiritual tranquility. This is one hobby that is great for the body and soul!

Health Benefits

There are numerous health benefits for yoga participants. Weight loss is, of course, at the top of the list. With the possible weight loss comes a more balanced metabolism, with a lowering of blood sugar and blood pressure. But, that’s not all! Yoga can result in increased muscle strength, flexibility and better balance. Yoga, which is a practice believed to be more than 5,000 years old, has been shown to improve cardiovascular and blood circulation, as well.

Shuffleboard

Beginning in 15th century English pubs, this sport has constantly changed over time, but the goal has remained the same. This is one of the most popular sports to play for seniors because of its competitive, yet lighthearted nature. A player wins in shuffleboard when reaching a score of 15, but some bigger tournaments could require 21 points for a win. Alternating turns, each player slides four weights across an opponent’s board. Sliding your weights to the highest available scoring area is the objective here. Players can also knock opposing weights off the board with their own weights or use them to protect their current score.

Health Benefits

Shuffleboard increases heart rate and reduces stress at the very same time. Another benefit is the obvious workout for various muscle groups.

Line Dancing

A simple way to take part in the recommended 30 minutes of aerobic exercise per day is by partaking in line dancing. The sport is great for the heart and it keeps its dancers healthy and in shape. If you’re intimidated by dancing, there is no need to worry because line dancing is the perfect exercise for beginners.

Health Benefits

There are many health benefits in the world of line dancing. Improved stamina, posture and balance are just some of the benefits. The exercise can lower stress and improve stamina in the process. Avid dancers may see a lowered risk of osteoporosis, diabetes, heart disease and high blood pressure, as well.

Bocce Ball

This sport’s history is fascinating! Dating back to ancient Egypt in 5200 B.C., bocce ball’s popularity began to soar in Greece hundreds of years later. The sport made its way to Belgium, Flanders and Holland after that. Bocce ball took center stage during the first Bocce Olympiad held in Athens in 1896. It wasn’t until the late 1980s that the sport officially took off in the United States, though. Open Bocce is the most played version of the game. Eight balls, plus a smaller ball (pallino) are shared between 2, 4, 6 or 8 players. A random player is chosen to throw the pallino first, then all participants try to get their ball closest to the pallino. The closest to the pallino receives one point after each round. Additional points are awarded when the leader’s ball is closer to the pallino than any other opponent’s shots. Once a total of 13 points is attained by one player, a winner is crowned.

Health Benefits

Ideal for stress relief, bocce ball can also improve mental stimulation and overall flexibility.

If you’re looking for the very best assisted living in Phoenix; SLS Communities can help!  We have 5 locations in the Phoenix Valley that seniors and their families can choose from. With great amenities such as meticulously manicured landscaping, swimming pools, theater rooms, on-site salons, and much more! SLS Communities delivers today’s seniors the very best assisted living care services in the Phoenix, Arizona area.

Check out our locations below

For more information about assisted living and senior living services please call 480-348-0300

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12 Card Games For Senior Citizens

12 Card Games For Senior Citizens

Playing card games is a healthy exercise for people of all ages, especially senior citizens. These activities keep the mind active and involve much-needed social interaction. Here’s a look at 12 of the best card games for senior citizens to play.

Gin Rummy:

  • All the cards in your hands need to be turned into sequences. Example: the cards in your hand turned into consecutive orders, depending on their ranks, and/or pairs of the same ranked cards before your opponents do the same.

Cribbage:

  • Use a special board called a pegboard to keep track of scores.
  • Players race to win the game, with a score of 121 finishing as the winner.

Crazy Eights:

  • All players must get rid of their hand by placing eights down or specifically suited cards.

Spades:

  • This game requires a team so partner up before beginning play.
  • Players bid on how strong the cards are in your hand.
  • The goal is to get as close as possible to the estimate and whoever is closest wins “tricks.”

Canasta:

  • This game is quite similar to Rummy and played with a partner.
  • You score points by gathering sets of cards with similar rankings.

Pinochle:

  • The way to play this game is to collect all multitudes of card combinations to score as many points as possible.
  • This should be aligned with the “opening bid.”

Snap:

  • Collect cards from the deck by yelling “Snap!” first.
  • Pile the cards in the middle with cards in the starting hand.
  • When a player turns a card face up and they match the players, collect the cards and keep moving to go.

Euchre:

  • This game is very similar to bridge in that it is very fast-moving.
  • Again, you will be required to partner up for this activity.
  • The goal is to win three out of the five “tricks” to finish on top.

War:

  • Collect cards and win battles by fighting against an opponent and outranking their cards.
  • Card play is based off top deck cards.

UNO:

  • Classic household UNO just becomes the first person to remove all the cards from your hands by matching them with the card color in the middle, one at a time.
  • Match the card in the middle by either color or number and keep going until UNO is finally reached.

No Thanks!:

  • The goal is to achieve the lowest score possible by weighing the cons of scooping up specific cards or playing into chips that have been dealt.

Phase 10:

  • The overall goal is to complete 10 hands of “rummy-like” play style.
  • You want to collect unique groups of cards or else you run the risk of being left behind by opponents.

Check out our locations below

For more information about assisted living and senior living services please call 480-348-0300.

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Mesa AZ Assisted Living Costs

The average cost of assisted living in Mesa is $3,150 per month in 2020, according to Canyon Winds Retirement. In 2019, costs ranged from $1,100 to $6,700. SeniorAdvice states “The average daily cost for assisted living in Mesa, Arizona is approximately $105, with costs running between $37 and $223 per day.”

Mesa, AZ located in the southwestern United States is popular with retirees especially for the active lifestyle opportunities available and the warm weather. There is a wide range of assisted living communities with many different options to select from. From small, $1,000 a month shared rooms to luxury one bedroom private suites up to $6,913 per month. With so many choices available it is easy to find a Mesa assisted living community that will fit your requirements.

$3,00 per month is the average price in Mesa, AZ for a private one-bedroom in an assisted living community. That equals the average rate for the entire state of Arizona but it does work our slightly less expensive than the national average of $3,700. Mesa is a popular area but you don’t have to worry that it is dearer to reside there. In Mesa, AZ, a quality assisted living community offering the services, qualifications, and amenities you’re looking for

Mesa Assisted Living Communities

Canyon Winds Retirement

2851 N Boulder Canyon, Mesa, AZ 85207

(480) 948-0600

Our gorgeous upscale retirement community in Mesa is unlike any other! Canyon Winds offers Assisted Living, Independent Living, and Memory Care. Located at the entrance of Las Sendas in Mesa, the community is surrounded by beautiful views! Our resrot style property is sure to impress!

Learn More About Canyon Winds Retirement

How Much Does Luxury Assisted Living Cost In Mesa AZ?

The average cost of luxury assisted living in Mesa is about $4,762 according to Bank Rate’s post, Luxury Senior Living Communities.

Assisted Living In Mesa

The beautifully designed Canyon Winds Assisted Living community in Mesa is Now Open. Residents enjoy upscale living with first-class care in this stunning two-story, 60 unit community featuring Studio, One and Two Bedroom floorplans. Come experience specialized care that focuses on the unique needs of each resident while indulging in delicious meals in our restaurant-style dining room and engaging events from an enriched activities program. Click here for more details about Canyon Winds Assisted Living Community.

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How Much Does Assisted Living Cost In Sun City, AZ

On average assisted living in Sun City costs $3,150. Sun city assisted living costs ranged from $1,100 to $6,700 in the US in 2020 according to Chapparal Winds Assisted Living.

SeniorAdvice states “The average daily cost for assisted living in Sun City, Arizona is approximately $105, with costs running between $37 and $223 per day.”

Sun City and Sun City West, Arizona are 2 well-known cities for those that are retiring. Keep reading to learn more about the cost of assisted living in both cities.

How Much Does Assisted Living Cost Sun City?

The average cost of Assisted living in Sun City, Arizona is around $2.952; with a high cost ranging around $3,345 and low cost ranging around $1,100 according to senioradvice.com. This cost is slightly far above the natural average median of $3,148.

How Much Does Assisted Living Cost Sun City West?

The average assisted living cost in Sun City West, Arizona is around $3,421; with a high cost ranging around $3,497 and low cost ranging around $3,345. This cost is far above the natural average median.

Sun City Assisted Living Communities

Desert Winds Retirement

20545 N. Lake Pleasant Rd. Peoria, AZ 85382

623-322-0600

Our stunning upscale retirement community in Sun City is unlike any other retirement community! Desert Winds Retirement Community offers Assisted Living, Independent Living, and Memory Care. Located near W. Beardsley Rd., and N. 101st Avenue in Sun City, the community is surrounded by gorgeous vista views! Our resort style community is certainly sure to impress!

Learn More About Desert Winds Retirement

About Sun City

Sun City, Arizona is located in the southwestern United States is a favorite place for retirees especially for the warm inviting weather and stunning views. Designed by Del Webb as a census-designated community, for retirees in the west side of the valley. Sun City has over 5 golf courses to choose from. Possibly best known as a mainstay destination for “snowbirds”.

The average price you can expect to pay is $3,500 per month in Sun City, AZ for a private one-bedroom in an assisted living community. That matches the average rate for the state of Arizona but it does work out a little less expensive than the national average of $3,700.  In Sun City, Arizona, quality assisted living community offers the services, qualifications, and amenities you are looking for in a retirement community.

How Much Does Luxury Assisted Living Cost In Sun City, AZ?

The average cost of luxury assisted living in Sun City is about $4,762 according to Bank Rate’s post, Luxury Senior Living Communities.

Assisted Living In Sun City

The beautifully designed Desert Winds Assisted Living community in Sun City is now accepting residents. The residents can enjoy high-end living with 1st class care in our breathtaking two-story, 60 unit community featuring Studios, 1 and 2 bedroom floorplans. Come see us and experience in-depth care that centers on the individual needs of each resident.  Engage in events from a heightened activities program. Click here for more details about Desert Winds Assisted Living Community.

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Best Places To Retire in Arizona 2020

If you are searching for the best places to retire in Arizona for 2020, this guide should help! Furthermore, SLS Communities has great retirement locations in many exciting areas of Arizona. Thousands of retirees flock to Arizona each year to enjoy the moderate climate, escape the snow, and enjoy a state that has dedicated communities, towns, and cities for retirement age Americans.

Best Places to Retire In AZ

We have found a wide variety of places for you to look at when considering your retirement options in Arizona. This list contains something for every senior. If you are looking for a suburban location close to all the major conveniences and facilities we’ve got you covered. But if you are after a more rural, country setting, where you can enjoy the great outdoors in peace, we have options for you too!

Our list looks at a number of factors, the kind of community it is, does it have a diverse population or is it more senior-oriented, what is it like to live there, what can you do when you live there, how close is it to amenities and so on.

In short, we hope it will give you a snapshot of what these places will be like should you choose to live there.

  1. Sun City, Arizona

Sun City Arizona - Best Places to Retire

An exciting and vibrant planned retirement community just west of Phoenix, Sun City has the reputation of being perhaps the most senior-oriented city in the state. It features great stores, from the well-known chains to small boutiques, a wide array of medical professionals and facilities geared for the senior. Also, in many areas licensed golf carts can travel on roads! With nearly three-quarters of the city being of senior age or above, you will feel right at home with many social clubs and sports like pickleball, bowling, and golf.

  1. Sun City West, Arizona

Sun City West AZ - Best Places to Retire

Sun City West has grown quickly and established itself as one of the top 25 places in the nation to retire to and with good reason! Like Sun City, it was planned and built with the senior in mind. Although not quite as large as Sun City itself, it combines a cozy feel with easy access to everything in Sun City. Not that you will run out of things to do in Sun City West that offers a wide variety of sports and lots of different social clubs for various interests. According to SmartAssets, Sun City West as the best place to retire in Arizona.

  1. Peoria, Arizona

Peoria AZ - Best Places to Retire

Situated in the northern suburbs of the Phoenix metropolitan area, the popularity of Peoria continues to grow every year with seniors looking for a place to live close to all the major amenities and convenience of a major city (it’s only 11 miles from Phoenix Sky Harbor Airport.) It’s surrounded by some of the most beautiful desert mountain landscape in the nation. With an average low in winter of 55 degrees and an average summer high of 95 degrees, it is an ideal climate for many seniors looking to relocate!

Best Retirement Community in Peoria, AZ

Desert Winds - Best Retirement Community in AZ

Desert Winds is the best retirement community in Peoria Arizona that offers Assisted Living, Pathway Assisted Living & Memory Care services. Call Desert Winds Retirement Community today at (623) 362-1200!

Desert Winds Retirement Community is located next to the border of Peoria & Sun City Arizona. They are located near tons of great shopping locations, tasty restaurants, golf courses, sports arenas, cultural centers, medical offices and more. Desert Winds is known as the best retirement community in Peoria Arizona.

  1. Tucson, Arizona

Tucson AZ - Best Places to Retire

With a population of just over half a million, Tucson continues to grow and is a great option for seniors wanting to be part of bustling city life. The city itself is a combo of the very modern and old western charm and flavor. With over 300 days of sunshine per year, it is a favorite with outdoor lovers. The city is a popular destination for lovers of the arts with many theatres and galleries and if you are looking for a city where you can enjoy the company of younger people, it is home to the University of Arizona!

  1. Nogales, Arizona

Nogales AZ - Best Places to Retire

Situated on the Arizona-Mexico border, Nogales is blessed with a cooler summer climate that most of Arizona. An average daily high of just 77 degrees makes it ideal for seniors looking for a more temperate climate. It is a favorite place for walkers and hikers as the trails are not as extreme as other areas in the state. Being a border town, it will help if you can speak Spanish or be familiar with Mexican culture to take full of advantage of what Nogales has to offer.

  1. Prescott, Arizona

Prescott Arizona - Best Places to Retire

One of the most historic towns in Arizona, Prescott, less than two hours from Phoenix, yet at an elevation of nearly 5500 feet has maintained its small-town feel despite a population of around 40,000. Whiskey Row (the main strip for nightlife) dates to frontier times. Increasingly popular with baby boomers, Prescott offers a cooler climate than Phoenix with older even historic, housing available downtown and modern retirement complexes available on the outskirts.

  1. Yuma, Arizona

Yuma Arizona - Best Places to Retire

Yuma is known as just about the sunniest and driest spot in the USA. They get less than three inches of rain per year and over 330 days of sunshine! The city predates the 1849 California Gold Rush and much of the architecture of the city reflects that era. Lying on the banks of the Colorado River, Yuma has long been a US Army base and today still has a strong military community. Many seniors love Yuma as the cost of living is reasonable and there are many top-notch RV and mobile home communities.

  1. Prescott Valley, Arizona

Prescott Valley Arizona - Best Places to Retire

Prescott Valley is the younger brother of Prescott. A planned community originating in the 1960’s it has now expanded and virtually joined at the hip with Prescott as suburbs creep ever closer to each other. It is slightly cheaper than Prescott for seniors to live, especially as you go further east towards Humboldt-Dewey and Mayer, but with most local amenities still in Prescott, a car is essential. Prescott Valley is very senior-friendly with many activities and groups to interest the senior.

  1. Litchfield Park, Arizona

Litchfield Park AZ - Best Places to Retire

Located in the western suburbs of Phoenix, this small community (less than 6000) has an increasing senior population and may be ideal for seniors looking to permanently relocate to Arizona. Most people in Litchfield Park own their home and the community is known for embracing traditional American values. With an air force base nearby, it has a patriotic vibe. Although local senior-oriented amenities are fewer, everything is just a short car ride away in Phoenix.

  1. Scottsdale, Arizona

Scottsdale AZ - Best Places to Retire

One of the wealthiest cities in the country for its size, Scottsdale is home to many rotating arts festivals and fashion shows throughout the year and many seniors call the place home. It is also home to many private golf and country club communities, as well as being the home of The Phoenix Open (now sponsored by Waste Management.) Scottsdale is also home to many corporations and small businesses. Scottsdale is not the most affordable area in Arizona but has a lot to offer if it is within your budget.

  1. Mesa, Arizona

Mesa AZ - Best Places to Retire

Situated in the heart of the east valley, the growing population of Mesa (fast approaching 500,000) has made it one of the most diverse and affordable cities in Arizona with a wide range of housing options and communities for nearly every taste. Seniors enjoy having access to shopping close by from the major brand stores to independent small businesses, as well as access to nearly all forms of medical care. Mesa is a diverse community, upbeat and friendly, therefore welcoming to the active senior.

According to NewHomeSource, Mesa is one of the best cities to retire in Arizona.

Best Retirement Community in Mesa, AZ

Ventana Winds - Best Retirement Community in AZ

Canyon Winds Retirement Community is the best retirement community in Mesa Arizona that offers Assisted Living, Pathway Assisted Living & Memory Care services. Call Ventana Winds Retirement Community Today at (623) 583-2460!

  1. Florence, Arizona

Florence AZ - Best Places to Retire

East of the east valley and nearly 60 miles from Phoenix, the city of Florence situated along US Route 60 is gradually becoming a more popular destination with seniors. A low cost of living is slightly offset by the fact you will have to drive to Apache Junction and Mesa for major grocery and big box stores. There is also a lack of dining options in the area. That said, the Sonoran Desert views are spectacular, and it is a few degrees cooler than the Phoenix metro area.

  1. Sierra Vista, Arizona

Sierra Vista Arizona - Best Places to Retire

Sierra Vista enjoys a great year-round climate and the cost of living is below average for Arizona!. Of course, being the hummingbird capital of the United States, if birdwatching is one of your hobbies then you are going to find joy in being surrounded by all sorts of birds that are not common in other areas of Arizona.

The closest airport is a 68-mile drive, but it’s still closer than some other locations on the list. But, to balance things out, there are many things to keep busy with. In warmer months, the Sierra Vista Aquatic Center is available for locals, which is known as The Cove by many. There are also the therapy spas, lap pools, and wave pool available.

  1. Kingman, Arizona

Kingman Arizona - Best Places to Retire

With just over a population of 28,000, Kingman offers many amenities for being a smaller place and is one of the best small towns in Arizona to retire. This is the location of the International Route 66 Festival, which is an event that lasts four days with a parade, car show, and much more. Also, just off the historic road is The Roadrunner Café, which continues to provide great breakfasts to locals and travelers.

Although, if you are interested in traveling by airport, you will have a 102-mile road trip ahead of you, which will likely take you down the historic route.

  1. Sahuarita, Arizona

Sahuarita Arizona - Best Places to Retire

Just outside Tucson, Sahuarita is one of the fastest-growing cities in Arizona. With Tucson only twenty minutes away there is plenty of great dining and shopping options as well as medical professionals and facilities available for the active senior.

It is ranked as one of the safest cities in Arizona and there are many festivals and attractions for fun, including the annual Fiesta Sahuarita. Because Sahuarita has a high standard of living and a rapidly increasing population the cost of living is increasing but there are no property taxes.  There are not as many retiree specific amenities as some cities but there are plenty of parks and over 17 miles of local trails.

  1. Green Valley, Arizona

Green Valley AZ - Best Places to Retire

Green Valley is one of the most affordable senior-friendly cities in Southern Arizona. Situated just 20 miles south of Tucson, over 80% of the community is age-restricted and golf carts are legal to be driven on the streets. It is becoming very popular with active seniors because there are more than a dozen recreation centers, golf courses, swimming pools, fitness centers and a thriving arts and entertainment community.

A big reason for Green Valley’s increased popularity is the climate. The average year-round temperature is just under 69 degrees Fahrenheit. The dry warm climate is also popular for those with arthritis. With Tucson less than a half-hour drive away, there are plenty of shopping choices and medical options within easy reach.

According to Niche, Green Valley is the #1 place to retire in Arizona.

  1. Cave Creek, Arizona

Cave Creek Arizona - Best Places to Retire

Situated in far northern suburbs of Phoenix, Cave Creek, at an elevation of just over 2200 feet is increasingly popular with seniors. People have lived in the area for over 1400 years but Cave Creek came of age in the 1950s and 60’s and still has a lot of the post WW2 charm with a big helping of old west architecture and street layouts. Seniors are moving to the Cave Creek area as it is slightly cooler than Phoenix, the landscape is more of a lush desert with beautiful views of Black Mountain. The cost of living is slightly less than Phoenix, too!

All the conveniences of the big city are just a short drive away. With low crime rates and great dining options, Cave Creek will only continue to grow in popularity.

  1. Paradise Valley, Arizona

Paradise Valley Arizona - Best Places to Retire

Paradise Valley is truly one of the most luxurious but also most expensive places to retire to in Arizona. The average property price is pushing $1.5 million dollars and the average household income is approaching $200,000 per annum. There are twelve very upscale resorts in Paradise Valley offering fine dining, spas and golf. High-end shopping abounds in Paradise Valley a nearby Scottsdale. With phoenix close by, Paradise Valley is also a hub for arts and entertainment and the wealthy local population ensures all kinds of medical doctors are available.

It is also very warm indeed. With temperatures often over 100 degrees for extended periods during the day in summertime and goes down to an average of 54 in January. Crime rates are about half the national average meaning it is a very safe place to live.

  1. Cottonwood, Arizona

Cottonwood AZ - Best Places to Retire

Cottonwood is a small town located in Central Arizona, the scenery is pretty and it is geared more for the outdoor country lifestyle than towns and cities in more suburban areas. Traditional its outlook, Cottonwood is probably best suited to independent seniors. Although it is a small town (population under 13,000) the nearby Verde Valley Medical Center is an award-winning facility.

Cottonwood has the advantage of being very walkable, though temperatures often top 100 degrees in the summertime. There are lots of activities geared for seniors however and plenty of music options and festivals throughout the year. The largest city of note is Prescott, nearly 60 miles away so there will be a bit of a drive if you want certain shopping options.

  1. Golden Valley, Arizona

Golden Valley AZ - Best Places to Retire

In the heart of Mohave County, Golden Valley is a quiet town but close enough to the cities of Kingman and Bullhead City to have everything the senior needs within a short drive. It is a very affordable place to live with average house prices less than $125,000. The temperatures in winter are mild and in the summer time somewhere between the mid 70’s and mid 90’s with the occasional high in excess of 100 degrees.

Golden Valley is situated in the desert and there are still plenty of undeveloped areas in the city and its surroundings. if you are looking to buy land and develop it, Golden Valley is definitely worth checking out. It is definitely a place for the active senior who enjoys rural life and is not dependent on having large shopping, dining and medical facilities on their doorstep.

  1. Sedona, Arizona

Sedona Arizona - Best Places to Retire

Sedona Arizona is a well-known tourist destination, hosting many activities and sights to see for retirees. For example, Sedona is most known for their “Red Rocks“, which were seen in countless western films like, Jimmy Stewart’s “Broken Arrow”. The color effects displayed on the sandstone rocks during the sunrises and sunsets in Sedona are amazing! This beauty coupled with moderate climates and mountains that stretch for miles has made Sedona one of the most sought after retirement communities in the United States and one of the best places to live in Arizona for Seniors.

According to at least one source, Sedona Arizona is actually rated as one of the top 20 retirement destinations in the country. The arts and hiking are of the most notable here. Many music and film events such as the International Film Festival are hosted in Sedona, but most choose Sedona for its beautiful setting and warm climate.

Best Retirement Community in Sedona, AZ

Sedona Winds - Best Retirement Community in AZ

Sedona Winds is the best retirement community in Sedona Arizona offering Assisted Living, Senior Independent Living, and Memory Care. Call Sedona Winds Retirement Community today at (928) 284-1021! Sedona Winds offers a plethora of amenity packages, activities, and retirement home floor plans to choose from.

  1. Youngtown, Arizona

Sedona Arizona - Best Places to Retire

Youngtown Arizona is the home of the oldest retirement community in Arizona and in the United States of America. Youngtown relinquished its age restriction in 1999. Since then, Youngtown’s demographics evolved quickly making this town must-see if you are visiting the Phoenix Valley in search of retirement communities.

Youngtown sits right in between Olive Avenue and Grand Avenue on the south side.  Youngtown is located around many great amenities and is a little over 30 minutes away from the downtown area in Phoenix. Freeway Access: Youngtown is close to the 303 and 101 freeways ensuring easy access to entertainment, sporting events, shopping, restaurants, and recreation. Due to its compact size, Youngtown Arizona is a perfect retirement community for bicycling and walking.

Best Retirement Community in Youngtown, AZ

Ventana Winds - Best Retirement Community in AZ

Ventana Winds is the best retirement community in Sun City / Youngtown Arizona that offers Assisted Living, Pathway Assisted Living & Memory Care services. Call Ventana Winds Retirement Community Today at (623) 583-2460!

  1. Surprise, Arizona

Sedona Arizona - Best Places to Retire

Surprise Arizona is located 45 minutes away from Phoenix, Surprise connects all aspects of your life including recreation, family, and work. Surprise is a charming community that is surrounded by the open Sonoran Desert, a regional lake, and mountain parklands.

Surprise neighborhoods are distinctive, clean, and unique. 9 out of 10 Surprise residents recommend Surprise to start a business. Surprise Arizona was founded by Flora Mae Statler in 1938. In 1938 Peoria was just 1 single square mile of farmland. In 2013, Surprise has grown to 120,000+ people in 2013. Statler’s daughter was convinced that she thought Surprise would never really amount to much.

Best Retirement Community in Suprise, AZ

Chaparral Winds - Best Retirement Community in AZ

Chaparral Winds is the best retirement community in Surprise Arizona that offers Independent Living, Assisted Living,  & Memory Care services. Call Chaparral Winds Retirement Community today at (623) 544-4777!

Chaparral Winds Retirement Community is located on the border of Surprise Arizona and Sun City. Their retirement community offers many options to meet all of your retirement needs. They are conveniently located next to everything one might need including terrific restaurants, great shopping, cultural centers, golf courses, medical offices, and sports arenas.

Locations That Still Need Enriching

Best Places to Retire in Arizona

Each cactus has barbs of its own, and Arizona provided some among these great havens for retirees. El Mirage was ranked at the bottom of the list, with very poor scores in both weather and amenities, with an average summer temperature of 95 degrees. Trailing close behind was Marana, with few amenities for retirees, and a higher crime rate. While Avondale is a pretty location, it also came in the bottom of the list due to extreme summer temperatures and the crime rate.

With these locations aside, there is a lot that Arizona has to offer. For those that are seeking adventure or simply wanting to relax on the poolside, this state is able to shine some light on your golden years.

Why retire in Arizona?

The biggest reasons to retire in Arizona is there are major tax breaks, allergy-free living, beautiful parks, perfect weather, world renowned gold courses, plenty of diversity, and great health care according to LeisureCare.

Best small towns in Arizona to retire

The best small towns to retire in Arizona are Youngtown, Peoria, Sun City, Sedona, and Green Valley.

Is Arizona a good place for retirees?

Yes, Arizona is a great place for retirees to live and retire. According to SmartAsset, “Arizona, the land of cacti and dry heat, is understandably a popular place to retire, especially if you lived in a cold-weather place during your career and you’re eager to escape the snow. Certain cities in The Grand Canyon State, though, are even more appealing to retirees than others.”

Is Arizona a good state to retire in?

Kiplinger says there are many great places to retire in Arizona. According to Kiplinger, “Many other retirees have settled in Arizona year-round. The nation’s first active adult retirement community sprouted in Youngtown, Ariz., in 1954, and today 17% of the state’s 7.2 million residents are 65 and older.”

SLS Retirement Communities

We have 4 locations open and another location under construction in the state of Arizona which offer a variety of services and living arrangements. From independent living to fully assisted living we complement our services with highly sought after amenities including memory care.  See below for the locations we currently have available.

Written by webtechs

Does Medicare Cover Assisted Living Costs?

A lot of seniors and their families are asking the question “Does Medicare Cover Assisted Living Costs?“.  Naturally people want to be able to plan and budget for changes in finances.  This article will help you understand what is covered by Medicare, Medicaid, and other funding options you can use to cover the cost of assisted living.

Assisted Living Coverages

As you choose which assisted living facility you’d like to live in, or is right for your beloved senior cost is likely one of the factors you’ll need to explore.  Costs for assisted living services vary by amenities, location, accommodations, floorplan, and services.  As you select the type of care you’d prefer knowing how the expenses will get covered is important along with if Medicare will help cover some of the costs.

Medicare Assisted Living Coverage

Most times Medicare will not extend coverage to handle the costs of assisted living or long-term care.  With that said there are situations where Medicare will cover qualified healthcare costs at a certain facility for the duration needed to live there.  Most times Medicare is used to cover the cost of home health care of skilled nursing facilities.

Medicaid Assisted Living Coverage

In Arizona the Arizona Long Term Care System (ALTCS) pays for medical and care related to services for residents of Arizona in assisted living facilities.  It does not however pay for room and board.  Depending on coverage and location assisted living residents will pay around $1,150 each month for basic living costs.

Alternative Assisted Living Funding Options

There are some assisted living facilities which offer private funding options for their residents.  In the case where a senior has long-term care insurance it will cover a portion of the costs associated with living in assisted living.

In many situations assisted living residents pay for their care out-of-pocket.  They fund their care by selling assets like their home or other real estate.  Many seniors also have significant savings in the bank they use to fund their assisted living needs.  There is a wide variety of ways by which you or your loved one’s assisted living care costs can be covered.

SLS Communities Assisted Living Services

SLS Communities offers a variety of affordable locations and options for assisted living in Arizona which fit the budget of many seniors.  Please give us a call to learn more about what options we have for assisted living and get help understanding how the costs of care can be covered.

Call today to learn more about assisted living with SLS at 480-348-0300

Written by webtechs

How Much Does Assisted Living Cost In Peoria, AZ?

The average cost of assisted living in Peoria, AZ is $2,948 per month in 2020 according to Desert Winds Retirement; with low costs ranging around $2,446 and high costs around $3,447. This is a lower cost than the national average of $3,340. Cheaper nearby cities include Surprise with an average assisted living cost starting at $2,503. Arizona assisted living costs average $3,500 statewide.

How To Pay For The Cost Of Assisted Living In Peoria, Arizona

Aid and Attendance Allowance

Wartime veterans that are 65 and older, or their surviving spouse, may be able to receive a tax-free monthly monetary benefit that will pays for assistance with activities of daily living that are received in the home, nursing home, or assisted living facility. The financial assistance can be as much as $2,984. The amount depends on the applicant’s status (surviving spouse, single, married, or both veterans and married).
Unlike some of the other financial assistance programs for the elderly that pays the facility or caregiver, this program pays the veteran or their surviving spouse directly. For income limits as well as more in-depth information about Aid and Attendance, click.

Low Income Home Energy Assistance Program (LIHEAP)

LIHEAP helps pay electric or gas bills, past due bills, utility deposits, late fees, or reconnection fees. This financial assistance is available once every 12 months. Although funds are distributed on a first-come, first-serve basis, priority is given to seniors 60 or older, and certain others.
Click to learn more about this program, income requirements, and information on how to apply.

Non-Medical Home and Community Based Services (NMHCBS)

Seniors who are not eligible for the state’s medical program, are 60 years of age or older, and need assistance with three or more activities of daily living or instrumental activities of daily living could get free assistance through the NMHCBS program. Some of the non-medical services covered by the program include adult day care, home meal delivery or meals at a senior center, housekeeping, personal care, respite care, and transportation. For additional information about the program, everything it covers, and how to apply, read the NMHCBS guide.

Assisted Living In Peoria With Desert Winds Retirement

20554 N 101st Ave, Peoria, AZ 85382

(623) 362-1200

Desert Winds Retirement Community provides large studio, 1 and 2 bedroom apartments with plenty of space for our residents’ clothing, furniture, and personal items. The two-story Assisted Living Facility is built around a courtyard that is a focal point for activities and also provides spectacular views from the apartments surrounding this lush garden setting. Gorgeous sunrise, sunset and mountain views are available from all apartments.

Written by webtechs

How Much Does Memory Care Cost In Arizona?

If your searching for the cost of memory care in Phoenix, AZ this post will help.  The average cost of memory care in Arizona mirrors the cost to get memory care in the Phoenix Valley.  Some premium services, locations, and areas do cost more.  Luxury memory care facilities will cost more than standard memory care facilities.

  • Low Cost: $1,500 per month
  • Average Cost: $3,960 per month
  • High Cost: $11,669 per month

Popular Queries include: average cost of memory care in arizona, memory care tucson cost, canyon winds retirement cost, phoenix memory care, cost of memory care in arizona, cheap memory care facilities.

Learn more about the cost of memory care in each city of Arizona

Phoenix Arizona

The average cost of memory care in Phoenix is $3,960 per month in 2020 . Although prices can vary depending on the location, amenities and services at individual facilities. Memory care costs in Phoenix currently rate nearly $2,000 less per month than the national average cost for memory care according to retirementliving.com

Tucson Arizona

The average cost of memory care in Tucson is $3,774 per month in 2020 . It is possible to find an inexpensive shared room for around $1,500 per month all the way up to $10,045 for a one bedroom luxury model according to retirementliving.com

Mesa Arizona

The average cost of memory care in Mesa is $4,256 per month in 2020 according to caring.com

Chandler Arizona

The average cost of memory care in Chandler is $4,460 per month in 2020 according to caring.com Costs range from $1,500 to $7,050 per month according to aplaceformom.com

Scottsdale Arizona

The average cost for memory care in Scottsdale is $5,363 per month. Memory care ranged from $2,310 to $11,669 per month in 2020 according to senioradvice.com

Glendale Arizona

The average cost for memory care in Glendale is $5,061 per month in 2020 according to caring.com

Gilbert Arizona

The average cost for memory care in Gilbert is $5,363 per month. Memory care ranged from $2,310 to $11,669 per month in 2020 according to senioradvice.com

Peoria Arizona

The average cost for memory care in Peoria is $4,150 per month in 2020 according to caring.com

Surprise Arizona

The average cost for memory care in Surprise is $3,325 per month in 2020 according to caring.com. Memory care ranged from $1,500 to $9,000 per month in 2020 according to aplaceformom.com

Sun City Arizona

The average cost for memory care in Sun City is $2,805 per month in 2020 according to caring.com. Memory care ranged from $2,192 to $5,700 per month in 2020 according to alzheimers.net

Sun City West Arizona

The average cost for memory care in Sun City West is $5,363 per month. Memory care ranged from $2,310 to $11,669 per month in 2020 according to senioradvice.com

Sedona Arizona

The average cost for memory care in Sedona is $5,685 per month. Memory care ranged from $1,620 to $9,750 per month in 2020 according to aplaceformom.com

Youngstown Arizona

The average cost for memory care in Sun City West is $5,363 per month. Memory care ranged from $2,310 to $11,669 per month in 2020 according to senioradvice.com

Looking for the best memory care facilities in the state? Check out this article.

Find Quality Memory Care With SLS Communities

If you’re looking for the very best assisted living in Phoenix; SLS Communities can help!  We have 5 locations in the Phoenix Valley that seniors and their families can choose from for memory care services.   With great amenities such as meticulously manicured landscaping, pools, theater rooms, on-site salons, and much more SLS delivers seniors the very best memory care services in Phoenix, Arizona.

Check out our locations below

For more information about memory care and senior living services please call 480-348-0300.

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